Decide on what property you want to purchase
This is a very important decision for several reasons chief of which is that this will most likely be your largest purchase decision in a lifetime. Congratulations on making this first step.
Hire a real estate professional
We are licensed by the Real Estate Board of Jamaica and we are members of the Realtors Association of Jamaica. We will apply our years of experience and market knowledge to make sure we satisfy your needs. We will assist you in finding the property you require, inform you of the transaction details and costs that affect your purchase. We will check the property taxes and title to make sure a sale can be legally completed. Call us now at 876-927-4775 to speak with one of our professionals about the benefits of hiring us.
Improving on debt to income ratio
If you are purchasing with your own cash then mortgages and financing is not a consideration. However, you should be prepared for the additional costs beyond the costs of the property such as appraisal reports, surveyors ID, cost for preparation of the sales agreement, transaction fees such as government taxes where applicable which are a part of your closing costs. If you require financing then choosing a mortgage company with favorable interest rates and terms is very important. We can assist in getting you prequalified for your loan. Some things to consider improving are your debt to income ratio as well as your loan history. Call us for more details
Search for your property
If the property you are looking for is not in our extensive database, then we will search the island in detail to find what you need.
Close the sale
The attorney completes the sale and you take possession.