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Shop for financing:
If you are purchasing with your own cash then mortgages and financing is not a consideration. However, you should be prepared for the additional costs beyond the costs of the property such as appraisal reports, surveyors ID, ½ cost for preparation of the sales agreement, transaction fees such as government taxes where applicable which are a part of your closing costs.
If you require financing then choosing a mortgage company with favorable interest rates and terms is very important. We can assist in getting you prequalified for your loan. Some things to consider improving are your debt to income ratio as well as your loan history. Call us for more details.
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